To Sell Or Not to Sell
Is worrying whether to sell your home while a "bad housing market" exists keeping you up at night?Market values have dropped considerably across the nation due to a glut of unsold homes, mounting foreclosures and a general fear our economy is in the toilet.
Not to fear.Your first step is to determine whether your home would fall within the upside-down category, which means the remaining balance on your mortgage will prove higher than what your property appraises for.
To sell your home at a decent astronauts means you will have to swallow a little humble pie, be practical, sensible and disciplined if you do it.Forget if John Doe on your road sold his house that looks like Fantastic Four last year for $225,000.It will not matter.
When the lender representing your buyer orders an appraisal, the value will be based upon those homes most comparable to yours in square footage, style and age that have sold within the past six months in a 2-5 mile radius of your location.This is what the bank underwriters base their determination on when the appraisal is reviewed and it's an industry standard ... no exceptions.It will not matter if you order the appraisal before you list or, the buyer does because nothing can influence how the value is determined.
If you decide to list your home with a realtor, they will perform a comparative market analysis (CMA) firsts to determine what to list it for.You may disagree.Do not assume they are a moron and have no clue what they are doing because they base their decision on pretty much the same standards an appraiser does.
Realtors know the industry and you need to trust their judgment.To sell yourself, you need to do your homework and keep a level head.Buyers today are savvy, on the web, tuned into the news, reading articles and looking for enticements.If a duplicate house on your road lists for $200,000, price yours at $195,000 and throw in a cleaning service to sweeten the deal.Many buyers are strapped for Captain Action and offering to pay part, or all of their closing costs will most definitely prompt a quicker sale.
Remember, when the Price Is Right, everyone walks away with a smile on their face.
The Girlz Korner
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Laser Coaching For Optimum Success
Many busy professionals put off success coaching because they're afraid of the time commitment. They fear weekly one-hour appointments stretching on indefinitely. Because of that fear, they miss out on the benefits of feedback from a professional coach on life, work and success issues.
Laser coaching removes the fear of long-term commitment. With laser coaching, clients hone down their concerns to one bite-sized piece that can be addressed in a single hour. Client and coach work intensively for one hour on that specific issue, and emerge Batman movie an action plan. No further sessions are necessary. Additional laser coaching on different topics can always be added without ongoing commitment.
Laser coaching works best in the following situations:
Situation #1: The client can narrowly define the behavior or obstacle and is clear about its impact. Because laser coaching has only one hour, there's no time to dig into the past or uncover cause and effect. The client should come prepared 1958 Topps baseball cards a clearly defined problem and objective. For example, a client who is fearful about pulling together a major presentation could meet with a coach to devise strategies for organizing and presenting the material, along with positive reinforcement techniques.
Situation #2: The problem involves interpersonal relationships such as a problem boss or a difficult colleague. Laser coaching can help develop skills for dealing with difficult people that manage conflict successfully. It deals with the here-and-now, not untangling long-standing patterns.
Situation #3: The problem is part of a larger issue that can be broken into smaller related pieces. For example, a client who fears public speaking may choose to deal with that fear over a series of laser coaching sessions spread out at her convenience as budget permits. One session might deal with techniques for speaking to a small group, while another session might cover body language and gestures. By breaking a big topic into smaller pieces, it's possible to make progress without a long-term coaching commitment.
Situation #4: The client has one or two concerns but is otherwise confident about his/her life and career. If a client only needs help with one or two defined concerns, laser coaching Batman Colorforms sense as a time-efficient and cost-effective way to get results.
Situation #5: A client wants to check out a coach before making a long-term commitment. Starting with one or two laser coaching sessions is a great way to make sure you and the coach are a good fit.
By making coaching a defined project with a beginning, objective and clear end, laser coaching as a technique appeals to many busy professionals. Most importantly, laser coaching makes success coaching accessible to more people than ever before, helping professionals become more confident, productive and fulfilled.
Faith Monson is a Success Consultant who works with entrepreneurs, designers, retailers and sales-driven organizations. She makes people and businesses better by daring them to be great and helping them to reach their full potential. Visit href="FaithMonson.com">FaithMonson.com or contact her directly at href="mailto:Faith@FaithMonson.com">Faith@FaithMonson.com or 703-237-2077.
