Monday, January 26, 2009

Credit Repair - Scam Or Worth A Try?

Credit repair is often used to describe a methodic process of improving an
individual's credit scores. If you decide to use a credit repair company, the
Better Business Bureau suggests that you beware of companies that Paxil not tell
you your legal rights and what you can do, legally, for free. They also
recommend that you do not pay for credit repair services before any services are
provided, and they advise you not to participate in anything that seems illegal,
such as creating a new credit identity by obtaining a federal employer
identification number to use instead of a social security number.

If you have a complaint about a credit repair company, contact the Better Business Bureau,
your state attorney general's office, and the Federal Trade Commission. If you
decide to respond to a credit repair offer, look for these tell-tale signs of a
scam: companies that want you to pay for credit repair services before they
provide any auto ins quotes companies that use an email account from a free email
service provider such as @hotmail, @yahoo, @gmail, insurance quotes on line companies that you can
not locate any information online about, and repair companies that have not been
around for very long. By law, credit repair organizations must give you a copy
of the Consumer Credit mesothelioma treatment Rights Under State and Federal Law before you sign
a contract. If they do not provide this to you, find another company to work
with.

Many states have laws regulating credit repair companies. State law enforcement
officials may be helpful if youve lost money to one of these scams. You have a
right to sue a repair organization that violates the Credit Repair Organization
Act. This law prohibits deceptive practices by credit repair organizations. The
Federal Trade Commission regulates credit bureaus and credit repair
organizations.

Take some time and educate yourself about your credit reports and help yourself
eliminate the problems that can keep your scores low. Many credit repair
companies are a scam, but there are several legitimate, by the book, credit
repair companies out there as well. Use due diligence when deciding whether to
use a credit repair company or not. Ask for referrals, do a little background
work on the company, and make sure that they do, or do not do, some of the items
mentioned above.

The author of this article, Dave Zwierecki, has over 10 years of experience in the credit and mortgage lending fields. gofirstsecuritysite_map.htmgofirstsecuritysite_map.htm

5 Sure-Ways to Boost Your Affiliate Commissions Overnight!

Affiliate marketing is one of the greatest and easiest ways to launch an internet business and earn substantial profits from it. You do not need to have managed hosting solutions own website or product, and you will not need to deal with customers and handle any refunds.

Once you are into affiliate marketing, your sole objective is to double or even triple your commissions. To double or triple your commissions is not as simple as just driving traffic to your vendors website.

Below are some powerful tips on how to you can boost your affiliate program commissions overnight.

1. You must know which is the best program and products to promote. It is best to promote an affiliate product that can you can achieve the greatest profits in the shortest possible time.

Choose the ones that have home loan refinance rate generous commission payout. Affiliate programs from using Clickbank as the medium of transaction is a good choice to start with as they have a sold track record of paying their affiliate easily and on time.

You may also want to choose a product that fits your target audience, so that you can promote them through your list.

2. Write free reports or short e-books and distribute them. If you have short reports that are related to the affiliate product that you are promoting, you can gain credibility and distinguish yourself from other affiliate competitors.

In the report, mask your affiliate links and provide some valuable information for free.

3. Collect the first name and email addresses from those who download your free report or e-books. People do not usually buy on the first solicitation. You may want to send out follow up message more than six times to make a sale.

Do not just send the traffic directly to the vendors website without collecting their first name and email addresses. If you send prospects directly to the vendors, chances are they would be lost to you forever.

4. Write articles and submit them to high trafficked consolidating student loan directory like Ezinesarticle. Article marketing is one the most effective way to drive quality traffic to your site. You can also position yourself as an expert in your targeted industry which will help you to gain credibility.

5. Use PPC (Google Adwords) for advertising. Same concept applies here when you are using PPC to promote an affiliate product. DO NOT drive the traffic directly to your vendors website. Drive traffic from PPC to a landing page of yours and collect information before redirecting them to your vendors website.

Try out these strategies and see the difference it can make to your commission checks in the shortest of time.

Cheow Yu Yuan is the co-founder of HomeBizGears

HomeBizGears is an internet concept training, consultation and solution company which provides training, coaching and solutions to anyone who wishes to start a business on the Internet.

HomeBizGears is also the owner of the e-book Your Perfect Guide to Start Internet Business.

Do visit homebizgearsstartinternetbusinesshomebizgearsstartinternetbusiness for more information.

Please feel free to republish this article on your website, or distribute it to your friends or clients, as long as you leave the resource box intact.

Cheow Yu Yuan, Co-Founder HomeBizGears